| Advisor Profile |
 |
| Name: |
Thomas M. LaRocca CFP®, ChFC |
|
|
 |
| Request More Information |
|
|
|
|
|
|
Business Description |
JPL Asset Management and Planning, LLC is an independent Registered Investment Advisory firm based in Wilmington, DE and serving clients throughout the United States.
Thomas M. LaRocca CFP®, ChFC is the President of the firm and has been a financial advisor continuously since 1994.
We offer the following services to our clients:
-Comprehensive Financial Planning.
-Portfolio Management through our Advisory Services.
-Insurance products including annuities, life, and
long-term care insurance.
Helping our clients achieve their financial goals is our focus. We strive to develop long-term professional relationships with our clients and help them throughout the different stages of their financial lives.
We are an ethics driven firm and always do what is best and fair for our clients. |
|
| |
|
|
General Information |
|
|
|
|
|
|
| Name of Custodial Firm: |
Schwab Institutional
|
|
| States Licensed in: |
DE, PA, NJ
|
|
| States Willing to do Business in: |
All States
|
|
| Years of Experience in Financial Services: |
14
|
|
| Number of Years with Current Firm: |
1
|
|
| Work Experience: |
I have been a financial advisor continuously since 1994. I started in 1994 as a financial advisor with American Express Financial Advisors. In 1997, I was granted a branch of LPL Financial Services which I owned and operated for 11 years. Recently, I have established JPL Asset Management and Planning in which I am President and Owner.
|
|
| I work with the following types of clients: |
Businesses, Investment Clubs, Non-Profit Organizations, Individual Investors
|
|
| |
|
|
|
Services |
| Investment Types: |
Annuities, Bonds, Stocks, Insurance, Mutual Funds, Options & Futures, Alternative Investments, Exchange Traded Funds (ETFs), Socially Responsible Investments (SRI)
|
|
| |
|
Qualifications & Memberships |
| Certifications, Accreditations & Designations: |
CERTIFIED FINANCIAL PLANNER™ Certificant, Chartered Financial Consultant (ChFC®)
|
|
| Securities Licenses: |
Series 24, Series 7, Series 63, Series 65
|
|
| Insurance and Annuity Licenses: |
Disability, Long Term Care, Accident, Annuity, Health, Life
|
|
| |
|
Firm Information |
| Number of Advisors in Office: |
Up to 10 employees
|
|
| |
|
Compliance |
| Registered Investment Advisor: |
Yes
|
|
| Compliance Disclosures in Last 5 years: |
I have a clean record
|
|
| Criminal Disclosures in Last 5 years: |
I have a clean record
|
|
| |
|
Compensation & Fees |
| I am a fee-only financial professional: |
Yes
|
|
| I am a fee-based financial professional: |
Yes
|
|
| Minimum Portfolio Size for New Managed Accounts: |
$25,000
|
|
| Compensation Methods: |
Based on Assets, Commissions
|
|
| |
|
| |
| |
| Prepared By: |
Thomas M. LaRocca CFP®, ChFC |
Frequently Asked Questions |
|
| Q. |
What are your qualifications? What is your education background? |
| |
I have a Bachelor of Science in Finance with an emphasis in Security Analysis and Portfolio Management from The Pennsylvania State University. I also have earned the Certified Financial Planner(CFP) and Chartered Financial Consultant (ChFC) professional desiginations. I have been appointed as a Registered Investment Advisor in the states of DE, PA and NJ. |
|
| Q. |
What is your approach to financial planning? |
| |
I believe in getting to know the client's complete financial situation before recommending any investments. I will take the time to complete a an investment and retirement analysis and only then will I recommend an investment mix that is suitable for your particular situation. |
|
| Q. |
What services do you offer? |
| |
We offer the following services to our clients:
Comprehensive Financial Planning.
Portfolio Management through our Advisory Services.
Insurance products including annuities, life, and
long-term care insurance.
|
|
| Q. |
Will you be the only person working with me? |
| |
Yes, as President of the firm I will work with you to develop a sound financial plan and assist you in implementing that plan in order for you to achieve all of your financial goals. |
|
| Q. |
How are you compensated? How will I pay for your services? |
| |
We offer a free no obligation consultation. At the first meeting we may offer the client a free investment and retirement analysis to obtain a better understanding of the clients financial situation. If the client invests assets through our advisory firm we charge a fee based upon a percentage of assets under management. Normally that fee ranges from 1.0 - 1.35% on an annual basis. |
|
| Q. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something? |
| |
Yes, each of our accounts are managed on a non-discretionary basis. I consult with the client before any transactions are performed. |
|
| Q. |
How much risk should I be willing to take? |
| |
Risk is something that is personal to each client. We discuss with the client their goals, risk tolerance, and time frame. We then recommend an investment mix that the client is comfortable with. |
|
| Q. |
Have you ever been charged with any breaches? |
| |
No, I have a clean compliance record and have never had any complaints filed against me. |
|
| Q. |
What services do you provide? What are your specialties? |
| |
We provide comprehensive financial planning services. Also, we offer advisory accounts through our custodial relationship with Schwab Institutional.
Note: JPL Asset Management and Planning and Schwab Institutional are not affiliated. |
|
| Q. |
What is your experience? How many clients do you currently manage? |
| |
I have been a financial planner/financial advisor continuously since 1994. Currently, I manage over 140 advisory accounts and 110 fixed index annuity accounts. |
|
| Q. |
How do you charge for your services? |
| |
We offer a free no obligation consultation. At the first meeting we may offer the client a free investment and retirement analysis to obtain a better understanding of the clients financial situation. If the client invests assets through our advisory firm we charge a fee based upon a percentage of assets under management. Normally that fee ranges from 1.0 - 1.35% on an annual basis. |
|
| Q. |
Do you provide a free initial consultation? |
| |
Absolutely, please feel free to contact us to establish a free no obligation consultation. |
|
|
|
